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What are my chances to refinance if my home to value has droped amost to even money?

Keef asked: Wife and I purchased the home a year ago for 475,000 and currently owe 423,000. I hate to say but because of a devorce we have to do something about the house. Is there any way to refinance the house to get a lower payment so the wife can handle the [...]


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How long to wait before I can refinance?

Written on April 19th, 2009

Jacqueline W asked: I just locked-in a rate of 5.99% for a new home. If interest rates fall to an all time low, how long must I have a loan before I can refinance? I realize that 5.99% is alreay pretty low (considering the rates were increasing this week), but what if they continue to [...]

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Is it possible to refinance your home and include your car loans and credit card debt in the refinance?

Written on April 18th, 2009

fromthecabbagepatch asked: With no money down? This is our first home and we’ve owned it for 4 years and looking to refinance.Powered by Yahoo Answers

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Just bought a home a year ago and want to refinance to lower interest rate?

Written on April 14th, 2009

Jacob M asked: I just bought my first home about a year ago with no money down and want to refinance to a lower interest rate. I can save about 2% if I’m able.
However, I’m noticing most banks won’t refinance but a certain percentage of the home’s value…ranging in the ball park from 80 to [...]

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Is it better to refinance a mortgage for a tax deduction or continue with my 15 year mortgage?

Written on April 2nd, 2009

Cajun asked: I have 10 1/2 years left on a 15. Single, retired and no dependents.Pension(60,000) Does it make sense to refinance?Powered by Yahoo Answers

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Can i refinance and auto loan after 6 months for a better apr?

Written on March 30th, 2009

Justcurious asked: I got approved for a used car with a very high APR of 21%. I am thinking about taking the loan b/c my credit isnt the best but using it to help build my credit and then refinancing it. How soon after can i refinance my loan and will i get a much [...]

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Is it possible to refinance your mortgage to get caught up on bills and late mortgage payments?

Written on March 21st, 2009

Donna C asked: we have tried twice to refinance our house through a bank in order to get caught back up on the mortgage payments that we are behind and to do some home repairs, etc however we keep being told no because we are in fact behind several house payments. Is there anyone [...]

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